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Compare savings rates across
Europe
Compare term deposits, savings, and bond options across Europe. Clear rates in euros — no account needed.
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Not financial advice — always confirm the details with the provider.
In Europe
Deposit Guarantee Schemes
EU countries run deposit guarantee schemes — usually up to €100,000 per person, per bank. Savings and term deposits at covered institutions are protected if the bank fails. Rules are harmonised but admin differs by country.
Check your local scheme (e.g. FGD in Germany, FGDR in France) — we flag gov-backed options where we can.
Before you commit
Guides for savers in Europe
Plain-English explainers on rates, terms, early withdrawal, and deposit protection — written for savers, not bankers.
Browse the guidesRead first
Terms, products, and trade-offs
- 01 Fixed income · 10 min Fixed-rate savings: do not chase the top rate alone A fixed rate only helps if you can leave the money until the end date. Start with when you need the cash, then look at the rate.
- 02 Fixed income · 10 min Fixed savings in the UK and Europe: start with the end date Fixed-rate bonds and term deposits are straightforward. Problems usually come from needing the money early, or from not checking what happens when the term ends.
- 03 Fixed income · 9 min How to use AER without being misled AER helps you compare savings rates fairly. It does not tell you about bonuses that end, early withdrawals, or tax.
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We list rates from many providers and earn nothing from which one you pick. We are a comparison site, not a bank.
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Products, deposit limits, and protection schemes for where you actually live — Europe, the UK, the US, or Canada.
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Fixed and easy-access rates matched to Europe. Comparison only — not financial advice.